Products & Services

Personal Products

Welcome to The Park Avenue Bank. Our "Gemstone Collection" Personal Products offer great rates and flexibility, online accessibility and informed customer service.

With our no-fee ATMs, you can access your account at any time, 24 hours a day. You'll get up to the minute account information, be able to withdraw money, transfer money between accounts and maintain control of your available balance. If you use our ATM cards at any one of our Park Avenue Bank locations or at any competitor ATM for your transfer and deposit needs, you will not accrue any charges. The Park Avenue Bank will absorb all transaction fees incurred from competitor ATMs. Speak with our branch manager for further details.

The Park Avenue Bank also offers safe deposit boxes, so that you may have the reassurance of a secure place to store your valuable items and possessions. Be sure to ask our staff about reserving one today!

Whether you visit us at the branch or contact us via phone, we promise you will be treated with courtesy, respect and efficient service. It's our pleasure to serve you!

THE PARK AVENUE BANK
PERSONAL CHECKING PRODUCTS:

(interest is compounded daily and posted monthly)

Choose the Account That Fits You BEST - All with Unlimited Check Writing - And Your First Order of 150 Checks are FREE!*

Totally FREE Checking*
Topaz Account

FREE checking for everyone!

It doesn't get any more FREE or easier than this:

  • NO minimum balance
  • NO service charge
  • NO per check charge
  • FREE Check images in your statement for easy record keeping
  • Totally FREE Online Banking
  • Totally FREE Online Bill Pay
  • FREE VISA® Debit/ATM Card
  • Only $50 to open

Low Minimum Interest Checking*
Ruby Account

Your checking balance earns money!

Earn a competitive interest rate on every dollar:

  • $500 minimum balance
  • $6 service charge if below minimum balance
  • Competitive interest rate
  • FREE Check images in your statement for easy record keeping
  • Totally FREE Online Banking
  • Totally FREE Online Bill Pay
  • FREE VISA® Debit/ATM Card
  • Only $50 to open

50+ FREE Interest Checking*
Sapphire Account

FREE checking with interest for 50+ customers!

Interest-earning, no-cost checking for customers 50 years or better.

  • Competitive interest rate
  • NO minimum balance
  • NO service charge
  • NO per check charge
  • FREE Check images in your statement for easy record keeping
  • Totally FREE Online Banking
  • Totally FREE Online Bill Pay
  • FREE VISA® Debit/ATM Card
  • Only $50 to open

SkyScraper Interest Checking*
Diamond Account

Checking that pays premium interest!

Earn premium interest on your checking funds with higher balances. lower balances earn Interest, too:

  • Competitive interest rate
  • $2,500 minimum balance for higher, tiered interest
  • Under $2,500 same interest as other accounts
  • Under $1,000 min. bal., service charge of $8
  • FREE Check images in your statement for easy record keeping
  • Totally FREE Online Banking
  • Totally FREE Online Bill Pay
  • FREE VISA® Debit/ATM Card
  • Only $50 to open

Speak to a branch representative for further details.

* "FREE" when used with checking accounts means there are no maintenance or activity fees when you meet our account requirements. Your first order of 150 Wallet Blue style checks is free. You pay for all other check purchases, except for Wallet Blue style checks. Other fees may apply (like stop payment fees, return check fees, etc.). "FREE" when used with Online Banking, Bill Pay, VISA® Check Card means there are no maintenance or activity fees. Ask for details in the branch. This offer may be withdrawn at any time without notice. The dual buildings logo and "The Best Address For Your Money" are registered trademarks of The Park Avenue Bank (PAB). © Copyright 2007 PAB. All rights reserved.

THE PARK AVENUE BANK
PERSONAL SAVINGS PRODUCTS:

(interest is compounded daily and posted monthly)

Statement Savings
Amber Account

  • $100 to open
  • $1,000 minimum balance

Custodial Savings
Coral Account

  • $100 minimum to open or a $500 certificate of deposit (CD)
  • For customers under 18 years old

At The Park Avenue Bank, we like to keep things simple for our customers. So whichever personal products you choose, our highly competent, professional customer service representatives are happy to answer your questions about additional options, making your financial planning and banking as profitable and beneficial as possible.

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Privacy Policy | Copyright © 2006 The Park Avenue Bank
460 Park Avenue | New York, NY 10022 | Phone 212.755.4600
The Park Avenue Bank is a New York State chartered bank. Equal Housing Lender. Member FDIC.
FDIC | Equal Housing Lender